Maximum Seller Contribution Chart

FNMA

FHLMC

FHA

VA

USDA

90.01% or greater

75.01% to 90.00%

75.00% or less

(Must Be Owner Occupied / Based on  LTV/CLTV)

3%

6%

9%

6%

Maximum all loans

4%

Closing cost & points

Plus up to 4% sales concession

Total: 8%

No Seller Contribution Limit*

Closing cost can also be financed up to 100% of appraised value.

Non-Owner Occupied

2% Maximum all LTV’s

N/A

N/A

N/A

FNMA

Homepath

Follow standard maximum’s with the exception of LTV’s over 90% allow up to 6% concessions

N/A

N/A

N/A