First Time Home Buyer
FHA First Time Home Buyer Loans Available
At CMG Lending, we understand the excitement and anticipation of buying your first home. It’s a life-changing step, and we’re here to guide you through every aspect of the process for getting a first time home buyer loan.
FHA loans are an excellent option for first-time homebuyers, offering lower down payments and flexible qualifications compared to traditional mortgages. This makes achieving homeownership more accessible, even if you haven’t saved a hefty down payment.
We offer:
- Streamlined Process: We’ll simplify the complexities of getting an FHA loan, so you can focus on finding your dream home.
- Expert Guidance: Our experienced loan officers will answer your questions and navigate the process with you every step of the way.
- Competitive Rates: We offer competitive interest rates to keep your monthly payments affordable.
Contact CMG Lending today to learn more about FHA loans and see if you qualify. We’re here to help you unlock the door to your new home!
Locations We Serve
- First Time Home Buyer Colorado: CMG Lending supports Colorado’s first-time homebuyers with a variety of mortgage options and down payment assistance programs. We can help navigate the financing process and make homeownership a reality.
- First Time Home Buyer Arizona: CMG Lending assists Arizona’s first-time homebuyers achieve their dream of homeownership. We offer personalized guidance and explore loan options to fit your budget and financial goals.
- First Time Home Buyer Oregon: CMG Lending empowers Oregon’s first-time homebuyers with the tools and resources they need. We’ll walk you through the financing process and connect you with suitable loan options for a smooth homebuying experience.
Our Team
Meet the Mortgage Experts Guiding You Home
We believe in the power of personalized service. That’s why you’ll work directly with David Burson and Jamie Cunningham, a seasoned team with a combined 47 years of mortgage expertise. They’re not just loan officers – they’re your quarterbacks, ensuring a smooth and successful journey toward homeownership.
David Burson
Jamie Cunningham
Experience You Can Trust
David and Jamie’s careers began together in 2003 at a Denver bank. They witnessed firsthand the limitations of a high-volume lending environment. Their exceptional knowledge of Denver mortgage rates led them to mortgage brokering, where they could prioritize client needs and offer a broader range of competitive loan options.
A Commitment to Your Success
Operating as an independent brokerage allows CMG Lending to prioritize client relationships. David and Jamie are dedicated to understanding your unique situation and finding the perfect commercial mortgage broker solutions for your goals.
Ready to connect with a team that puts you first? Contact CMG Lending today—the best first time home buyer programs Denver.
broader range of competitive loan options.
Why Chose Us
Why Choose CMG Lending and David Burson for Home Purchase Interest Rates?
Feeling overwhelmed by the home-buying process? Relax because CMG Lending is here to make it simple and stress-free. We’ve been guiding people to their dream homes for years, and David Burson, a seasoned pro with over 40 years of experience, will be your quarterback.
First-time homebuyer? No sweat! We’re experts at explaining everything and helping you explore options like FHA loans and first-time home buyer programs.
Whether you are a first-time home buyer Oregon, first-time home buyer Colorado, Arizona, or anywhere else, our first-time home buyer loans provide a seamless experience.
Worried about rates? We won’t let you overpay. Our strong lender relationships mean you get the best home purchase first time home buyer interest rate.
You won’t be just another file. David is all about building relationships and keeping you informed every step of the way. Clear communication and personalized service – that’s the CMG Lending difference!
Take the First Step Towards Homeownership!
Ready to unlock the door to your dream home? Contact CMG Lending today! We offer free consultations to discuss your goals and explore financing options, including programs for first-time home buyers Denver, Colorado. Don’t let the complexities of home purchase hold you back if you are Colorado first time home buyer. Let CMG Lending be your trusted partner on this exciting journey!
Frequently Asked Questions
I'm a first-time home buyer in Arizona. Are there any financial assistance programs available?
Absolutely! Arizona offers several programs to help first-time home buyers achieve their dream. These include the Arizona Down Payment Assistance Program (ADDI), which provides grants or forgivable loans to cover a portion of your down payment and closing costs. Additionally, some local municipalities may offer their own programs. CMG Lending can help you navigate these options and determine your eligibility.
What's the difference between first time home buyer grants and first time home buyer credit?
Grants are typically need-based and don’t need to be repaid. Credits reduce your tax liability for the year you purchase a home. Arizona offers grants through the ADDI program, while federal tax credits for first-time home buyers are unavailable.
How can I determine if I qualify for first-time home buyer grants in Arizona?
We recommend contacting the Arizona Department of Housing (ADH) or visiting their website. They can provide detailed information on eligibility requirements and the application process. CMG Lending can also help you explore these options.
Do I need a large down payment to buy a home as a first-time buyer?
While a larger down payment can give you a better interest rate, it’s not always necessary. Many loan options for first-time buyers, like FHA loans, allow for down payments as low as 3.5%. CMG Lending can help you explore financing options that fit your budget and goals.
What are the first steps I should take if I'm considering buying a home?
Getting pre-approved for a mortgage is a crucial first step. This will give you a clear picture of your buying power and make you a more competitive buyer. CMG Lending offers a quick and easy pre-approval process to help you start your homeownership journey.
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