First Time Home Buyer
FHA First Time Home
Buyer Loans Available
At CMG Lending, we understand the excitement and anticipation of buying your first home. It’s a life-changing step, and we’re here to guide you through every aspect of the process for getting a first time home buyer loan.
FHA loans are an excellent option for first-time homebuyers, offering lower down payments and flexible qualifications compared to traditional mortgages. This makes achieving homeownership more accessible, even if you haven’t saved a hefty down payment.
- Streamlined Process: We’ll simplify the complexities of getting an FHA loan, so you can focus on finding your dream home.
- Expert Guidance: Our experienced loan officers will answer your questions and navigate the process with you every step of the way.
- Competitive Rates: We offer competitive interest rates to keep your monthly payments affordable.
Location We Serve
- First Time Home Buyer Colorado: CMG Lending supports Colorado’s first-time homebuyers with a variety of mortgage options and down payment assistance programs. We can help navigate the financing process and make homeownership a reality.
- First Time Home Buyer Arizona: CMG Lending assists Arizona’s first-time homebuyers achieve their dream of homeownership. We offer personalized guidance and explore loan options to fit your budget and financial goals.
- First Time Home Buyer Oregon: CMG Lending empowers Oregon’s first-time homebuyers with the tools and resources they need. We’ll walk you through the financing process and connect you with suitable loan options for a smooth homebuying experience.
Jamie Cunningham
- (720) 506-1311
David Burson
- (303) 444-5251
- OUR TEAM
Our Dedicated Team
David Burson and Jamie Cunningham are the core members of our team. The loan officer serves as the quarterback of the mortgage transaction, and these two ensure that the ball ultimately crosses the goal line. With a combined experience of 47 years, David and Jamie provide mortgage expertise and a commitment to their craft. We began working together in 2003 at a bank in Denver. Both David and Jamie sought an alternative to the “turn and burn” nature of corporate mortgage lending. Eventually, the options in the broker world expanded to the point where we could offer the same or even better products and services as banks. Having our own mortgage brokerage allows us to directly incorporate our values into our client relationships.
- OUR TEAM
Our Dedicated Team
David Burson and Jamie Cunningham are the core members of our team. The loan officer serves as the quarterback of the mortgage transaction, and these two ensure that the ball ultimately crosses the goal line. With a combined experience of 47 years, David and Jamie provide mortgage expertise and a commitment to their craft. We began working together in 2003 at a bank in Denver. Both David and Jamie sought an alternative to the “turn and burn” nature of corporate mortgage lending. Eventually, the options in the broker world expanded to the point where we could offer the same or even better products and services as banks. Having our own mortgage brokerage allows us to directly incorporate our values into our client relationships.
Experience You Can Trust
A Commitment to Your Success
Operating as an independent brokerage allows CMG Lending to prioritize client relationships. David and Jamie are dedicated to understanding your unique situation and finding the perfect commercial mortgage broker solutions for your goals.
Ready to connect with a team that puts you first? Contact CMG Lending today—the best first time home buyer programs Denver.
broader range of competitive loan options.
- Why Choose Us
Why Choose CMG Lending and David Burson for Home Purchase Interest Rates?
Feeling overwhelmed by the home-buying process? Relax because CMG Lending is here to make it simple and stress-free. We’ve been guiding people to their dream homes for years, and David Burson, a seasoned pro with over 40 years of experience, will be your quarterback.
First-time homebuyer? No sweat! We’re experts at explaining everything and helping you explore options like FHA loans and first-time home buyer programs.
Whether you are a first-time home buyer Oregon, first-time home buyer Colorado, Arizona, or anywhere else, our first-time home buyer loans provide a seamless experience.
Worried about rates? We won’t let you overpay. Our strong lender relationships mean you get the best home purchase first time home buyer interest rate.
You won’t be just another file. David is all about building relationships and keeping you informed every step of the way. Clear communication and personalized service – that’s the CMG Lending difference!
Take the First Step Towards Homeownership!
Frequently Asked Questions
Absolutely! Arizona offers several programs to help first-time home buyers achieve their dream. These include the Arizona Down Payment Assistance Program (ADDI), which provides grants or forgivable loans to cover a portion of your down payment and closing costs. Additionally, some local municipalities may offer their own programs. CMG Lending can help you navigate these options and determine your eligibility.
Grants are typically need-based and don’t need to be repaid. Credits reduce your tax liability for the year you purchase a home. Arizona offers grants through the ADDI program, while federal tax credits for first-time home buyers are unavailable.
We recommend contacting the Arizona Department of Housing (ADH) or visiting their website. They can provide detailed information on eligibility requirements and the application process. CMG Lending can also help you explore these options.
While a larger down payment can give you a better interest rate, it’s not always necessary. Many loan options for first-time buyers, like FHA loans, allow for down payments as low as 3.5%. CMG Lending can help you explore financing options that fit your budget and goals.
Getting pre-approved for a mortgage is a crucial first step. This will give you a clear picture of your buying power and make you a more competitive buyer. CMG Lending offers a quick and easy pre-approval process to help you start your homeownership journey.
- Let’s connect