You and Your Agent

CHFA SmartStep Program
CHFA SmartStep Program CHFA SmartStep purchase mortgage program is open to home-buyers that have a mid credit score of 620 or higher. This program features CHFA's lowest mortgage interest rate.  It features FHA, VA, and USDA Rural Development. If you qualify, you may ...
CHFA Advantage
CHFA Advantage Do you have a minimum mid credit score of 680? It could be possible for you to purchase or refinance with a 30-year fixed rate mortgage with only 3 percent down and no mortgage insurance.  On a traditional ...
CHFA Preferred Loan Program
With CHFA Preferred, you could save money up front and throughout the life of your loan with a lower down payment requirement and lower monthly mortgage insurance payments than similar programs in the market. The CHFA Preferred loan may be paired ...
Down Payment Assistance Grant-CHFA
CHFA Grant Program The number one hurtle first time home buyers constantly struggle with is the traditional down payment needed to start your investment.  If having a down payment has been a source of frustration in the past, you are ...
My Community Mortgage Program by Fannie Mae
What is A My Community Mortgage? Has a down payment been a stumbling block to advancing your goals of purchasing a home, Fannie Mae may have the loan program for you. The My Community program was created by Fannie Mae ...
Tips For Refinancing Your Mortgage
What To Know Before Refinancing Refinancing, is when a new mortgage replaces the original mortgage on a house.  This is done when it benefits the borrower to lock in a different, and better interest term and rate. In order to do ...
How to Improve Your Credit Score
Increasing Your Credit Score A credit score reflects credit payment patterns over time, with more emphasis on recent information. You can check your credit report to read a summary of what goes into your credit score. Take the following steps ...
The Essentials: Your Checklist For an FHA Loan
So, you have started the FHA Loan process, there is some information that is necessary to gather. Below is a list of material to organize and helpful hints that will save time later. Review your credit report: The underwriting guidelines ...
What To Know About Financing Flipped Properties
Buying a Flipped Property - What to Know If the home you are buying is being flipped within 90 to 180 days since it was purchased and  has experienced an increase in value there are some things you need to know. Photo ...
Is it a Condominium?
How do I know if it’s a Condo? Because of the changes to the condominium approval/review processes it is absolutely imperative that you understand what type of property you are dealing with BEFORE you move forward with listing, selling, or ...