VA Loans

2018 VA Loan Limits in Colorado
VA does not set a cap on how much you can borrow to finance your home. However, there are limits on the amount of liability VA can assume, which usually affects the amount of money an institution will lend you. ...
CHFA SmartStep Program
CHFA SmartStep Program CHFA SmartStep purchase mortgage program is open to home-buyers that have a mid credit score of 620 or higher. This program features CHFA's lowest mortgage interest rate.  It features FHA, VA, and USDA Rural Development. If you qualify, you may ...
Tips For Refinancing Your Mortgage
What To Know Before Refinancing Refinancing, is when a new mortgage replaces the original mortgage on a house.  This is done when it benefits the borrower to lock in a different, and better interest term and rate. In order to do ...
How to Contact the Denver, Colorado Regional VA Benefit Office
Denver Regional Loan Center: The Denver Regional Loan Center (RLC) is one of eight VA regional loan centers (RLCs) administering VA’s Home Loan Guaranty program, which helps Veterans obtain mortgage loans from private lenders by guaranteeing a portion of the loan against ...
Co-Borrowers on A VA Loan
Does VA allow Co-borrowers on VA loans? We get some calls from people wanting to use Veteran Co-Borrower and  a VA loan to buy a home. The question might be something like, "My father is a Veteran, can he co-sign ...
Getting a VA loan with Credit Issues
Factors for Loan Approval Lenders work with the borrower's past credit history looking for several variables to determine if a loan is able to be approved. Many people looking to buy a house want to know what factors go into the ...
VA Loan Programs: Energy Efficient Mortgage (EEM)
VA Energy Efficient Mortgage: Looking to go "green"? For VA borrowers and homeowners, this may be more helpful than just reducing your household's environmental footprint.  Making home improvements to be more energy efficient could mean lower energy bills, additional tax ...
VA Loan Closing Costs
Closing Costs: When it comes to closing a real estate deal there is a lot to consider. On one hand there is the price of the home to consider and on the other hand the cost of the deal, or ...
What Can a VA Home Loan Be Used For?
The VA Home Loan: The VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs (VA).   The VA home loan program was created in 1944 as part of the GI Bill of Rights. The goal of the ...
Debt to Income Ratios for VA Loans
VA Debt-To-Income Guidelines According to VA guidelines, borrowers and or their spouse must qualify according to set debt ratios which are used to determine whether the borrower can reasonably be expected to meet the expenses involved with home ownership. Usually, ...