2018 VA Loan Limits in Colorado

VA does not set a cap on how much you can borrow to finance your home. However, there are limits on the amount of liability VA can assume, which usually affects the amount of money an institution will lend you. The loan limits are the amount a qualified Veteran with full entitlement may be able to borrow without making a downpayment. These loan limits vary by county, since the value of a house depends in part on its location.

The basic entitlement available to each eligible Veteran is $36,000. Lenders will generally loan up to 4 times a Veteran’s available entitlement without a down payment, provided the Veteran is income and credit qualified and the property appraises for the asking price.

VA county loan limit:

  • VA’s 2018 Loan Limits are the same as the Federal Housing Finance Agency’s limits
County Name 5-Digit County Code 2018 Loan Limit
1 Unit
2018 Loan Limit
2 Unit
2018 Loan Limit
3 Unit
2018 Loan Limit
4 Unit
ADAMS 08001 $529,000 $677,200 $818,600 $1,017,300
ALAMOSA 08003 $453,100 $580,150 $701,250 $871,450
ARAPAHOE 08005 $529,000 $677,200 $818,600 $1,017,300
ARCHULETA 08007 $453,100 $580,150 $701,250 $871,450
BACA 08009 $453,100 $580,150 $701,250 $871,450
BENT 08011 $453,100 $580,150 $701,250 $871,450
BOULDER 08013 $578,450 $740,500 $895,100 $1,112,400
BROOMFIELD 08014 $529,000 $677,200 $818,600 $1,017,300
CHAFFEE 08015 $453,100 $580,150 $701,250 $871,450
CHEYENNE 08017 $453,100 $580,150 $701,250 $871,450
CLEAR CREEK 08019 $529,000 $677,200 $818,600 $1,017,300
CONEJOS 08021 $453,100 $580,150 $701,250 $871,450
COSTILLA 08023 $453,100 $580,150 $701,250 $871,450
CROWLEY 08025 $453,100 $580,150 $701,250 $871,450
CUSTER 08027 $453,100 $580,150 $701,250 $871,450
DELTA 08029 $453,100 $580,150 $701,250 $871,450
DENVER 08031 $529,000 $677,200 $818,600 $1,017,300
DOLORES 08033 $453,100 $580,150 $701,250 $871,450
DOUGLAS 08035 $529,000 $677,200 $818,600 $1,017,300
EAGLE 08037 $636,150 $814,500 $984,525 $1,223,475
ELBERT 08039 $529,000 $677,200 $818,600 $1,017,300
EL PASO 08041 $453,100 $580,150 $701,250 $871,450
FREMONT 08043 $453,100 $580,150 $701,250 $871,450
GARFIELD 08045 $679,650 $870,225 $1,051,875 $1,307,175
GILPIN 08047 $529,000 $677,200 $818,600 $1,017,300
GRAND 08049 $453,100 $580,150 $701,250 $871,450
GUNNISON 08051 $453,100 $580,150 $701,250 $871,450
HINSDALE 08053 $453,100 $580,150 $701,250 $871,450
HUERFANO 08055 $453,100 $580,150 $701,250 $871,450
JACKSON 08057 $453,100 $580,150 $701,250 $871,450
JEFFERSON 08059 $529,000 $677,200 $818,600 $1,017,300
KIOWA 08061 $453,100 $580,150 $701,250 $871,450
KIT CARSON 08063 $453,100 $580,150 $701,250 $871,450
LAKE 08065 $625,500 $800,775 $967,950 $1,202,925
LA PLATA 08067 $453,100 $580,150 $701,250 $871,450
LARIMER 08069 $453,100 $580,150 $701,250 $871,450
LAS ANIMAS 08071 $453,100 $580,150 $701,250 $871,450
LINCOLN 08073 $453,100 $580,150 $701,250 $871,450
LOGAN 08075 $453,100 $580,150 $701,250 $871,450
MESA 08077 $453,100 $580,150 $701,250 $871,450
MINERAL 08079 $453,100 $580,150 $701,250 $871,450
MOFFAT 08081 $453,100 $580,150 $701,250 $871,450
MONTEZUMA 08083 $453,100 $580,150 $701,250 $871,450
MONTROSE 08085 $453,100 $580,150 $701,250 $871,450
MORGAN 08087 $453,100 $580,150 $701,250 $871,450
OTERO 08089 $453,100 $580,150 $701,250 $871,450
OURAY 08091 $453,100 $580,150 $701,250 $871,450
PARK 08093 $529,000 $677,200 $818,600 $1,017,300
PHILLIPS 08095 $453,100 $580,150 $701,250 $871,450
PITKIN 08097 $679,650 $870,225 $1,051,875 $1,307,175
PROWERS 08099 $453,100 $580,150 $701,250 $871,450
PUEBLO 08101 $453,100 $580,150 $701,250 $871,450
RIO BLANCO 08103 $453,100 $580,150 $701,250 $871,450
RIO GRANDE 08105 $453,100 $580,150 $701,250 $871,450
ROUTT 08107 $625,500 $800,775 $967,950 $1,202,925
SAGUACHE 08109 $453,100 $580,150 $701,250 $871,450
SAN JUAN 08111 $453,100 $580,150 $701,250 $871,450
SAN MIGUEL 08113 $625,500 $800,775 $967,950 $1,202,925
SEDGWICK 08115 $453,100 $580,150 $701,250 $871,450
SUMMIT 08117 $625,500 $800,775 $967,950 $1,202,925
TELLER 08119 $453,100 $580,150 $701,250 $871,450
WASHINGTON 08121 $453,100 $580,150 $701,250 $871,450
WELD 08123 $453,100 $580,150 $701,250 $871,450
YUMA 08125 $453,100 $580,150 $701,250 $871,450